Mortgage Repayment Calculator

How Much Could My Mortgage Repayments Cost?

Securing a mortgage is a significant financial commitment. Failure to meet the monthly repayments as agreed upon in the mortgage deal can lead to the risk of home repossession. To effectively prepare, it’s advisable to estimate the monthly cost of your mortgage in advance.

Use our mortgage repayment calculator to forecast your potential monthly repayments. Simply input your loan amount, mortgage interest rate, and the duration of the mortgage term to receive a clear estimate.

What will my monthly mortgage payments be?

We could help you borrow up to: £350,000 Please note this does not guarantee eligibility for a mortgage and will still be subject to suitability and your credit profile. To ensure we can get you the best personalised mortgage quote please reach out to us.

This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances.

Frequently Asked Questions

What can I use the mortgage repayment calculator for?

Explore our mortgage repayment calculator to:

  • Estimate your monthly repayment amounts.

  • Assess how changes in interest rates or term length might affect your payments.

  • Compare repayment differences between interest-only and capital repayment mortgages.

What are the different mortgage repayment types?

When getting a mortgage, you can select between two repayment types, these are ‘capital repayment’ and ‘interest-only’.

  • Capital repayment mortgages are where you gradually pay off the amount you’ve borrowed, in addition to the interest attached to the loan.

  • Interest-only mortgages are where you only pay the interest on the amount you’ve borrowed.

Our Other Calculators

Important Information

The figure provided by our mortgage repayment calculator is an estimate which is subject to change. To get a definitive answer, we highly recommend that you consult with an expert mortgage broker who can offer you a comprehensive mortgage illustration. Contact us at 01915809890 for further details on the mortgage process today.

Company Information

The Mortgage Genie Limited is Registered in England and Wales with Company Number 9803176. The Mortgage Genie Limited is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority. Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.


Depending on the complexity of your mortgage there may be a fee for our mortgage advice and arrangement service, which will be discussed and agreed before you make a mortgage application. A typical fee is £293 and will never be more than 1% of the mortgage amount.